What is a Solicitor's Mortgage Report? Your solicitor will 'report' to you highlighting the main terms of your mortgage. A solicitor’s mortgage report is a formal report provided by your solicitor about the mortgage product you have chosen to finance the purchase of your next home. Here, we explain what [...]
What types of Mortgages are there? There are various types of mortgage 'products' to suit your needs. A mortgage is perhaps THE singularly most influential aspect of how, when, and to what we move to! Our eligibility for mortgage funds dictates what we can afford. So, what types of mortgages [...]
What is Completion? Completion is the point at which you own your new home - and you move in! Completion is the day that you move house! It is the final big step in the conveyancing process, and it follows on from the exchange of contracts. Your conveyancing solicitor will [...]
What happens after Completion Day? There are still lots of jobs for you to do after the big move day! So, you’ve done it! The dreaded conveyancing process is over. The joy and relief of exchange of contracts a distant memory. And, completion day (your big move to you new [...]
Completion Day – A Survival Guide! Completion day is the day of your big move to your new home! Completion day is SO much more than a day about the law of conveyancing, or legal processes, or solicitors. It’s about you! It’s about you moving to your new home! It’s [...]
What is the difference between a Homebuyer’s Report and a full Building Survey? A full Survey is a 'warts n all' detailed report about the house you're buying. The main difference between a Homebuyer’s Report and a full Building Survey is the level of detail that they go into about [...]
What is Exchange of Contracts? Exchange of contracts binds buyer and seller - until that point, either party can walk away. Exchange of contracts is the point in a conveyancing transaction where buyer and seller become legally bound to then complete the sale/purchase. Up until that point, either party can [...]
What needs to happen before Exchange of Contracts? Your conveyancer must complete various tasks before you can exchange contracts. The conveyancing process in England & Wales is far from perfect. And, one particular pinch point for those trying to move is that either party (buyer or seller) can walk away [...]
Top 10 facts about Exchange on Contracts Exchange of Contracts is the point at which buyer & seller become legally bound. Exchange of contracts is the point during a conveyancing transaction that the buyer and seller become legally bound to then ‘complete’ the sale/purchase. Getting to the point of exchange [...]
What happens between Exchange and Completion? Exchange of Contracts is the point at which buyer & seller become legally bound to buy/sell. The steps between exchange of contracts and completion in your conveyancing journey are the final stages of you buying your property. So, what happens between exchange and completion [...]
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